Move Money
Wire Transfers & Cross-Border Payments
Send money to 50+ countries through wire transfers and modern payment rails like SEPA, SPEI, PIX, and FPS. Powered by our banking partners' direct payment network access — faster settlement, lower fees.
Open an Account$5
Domestic Wire
$15
Cross-Border Coverage
40+
Payment Rails
Cross-border payment growth
Our cross-border payment volume has grown 5x over the past year as businesses discover instant PIX, same-day SPEI, and low-cost SEPA transfers. Wire volumes remain steady while modern rails explode.
$580M
Domestic Q1 '25
$155M
Cross-Border Q1 '25
Quarterly Payment Volume
Payment Rails Comparison
Compare wire transfers and modern cross-border payment rails
| Feature | Domestic Wire | International Wire |
|---|---|---|
| Speed | Same-day (Fedwire) | 1-3 business days |
| Fee | $5 outgoing | $15 outgoing |
| Currencies | USD only | 50+ currencies |
| Limit | Up to $250,000/day | Up to $100,000/day |
| Incoming | Free | Free |
Sending money globally
Pick your payment rail
Choose the best option — instant PIX to Brazil, same-day SPEI to Mexico, or traditional wires. We'll suggest the fastest, cheapest route.
Enter recipient details
Provide recipient info and banking details. For Business plans, upload CSV files for batch transfers to multiple recipients at once.
Track everything
Real-time status updates from initiation to final settlement. Get notifications when your money lands — whether it's instant PIX or next-day SEPA.
Start sending money globally
Open a Nano Checking account to access domestic wires, international transfers, and modern cross-border payment rails.
Customer Stories
See how businesses use this product
Pacifica Trading Co.· Import / ExportPacifica Trading reduced international payment costs by 74% while adding real-time supplier tracking
Pacifica Trading moves goods between West Africa, Southeast Asia, and the US. By routing supplier payments through Nano Wallet's USDC rails, they cut international payment costs by 74% and eliminated the 'payment black hole' of correspondent banking.