Global Compliance
Trusted Worldwide, Regulated Everywhere We Operate
Nano Wallet maintains compliance across multiple jurisdictions, adapting to local regulations while upholding a unified global standard. Every product, every transaction, every client interaction — built on trust and transparency.
Our financial infrastructure partners with regulated institutions across key markets, ensuring your funds are protected under local deposit insurance schemes and all operations meet the highest standards of financial regulation.
We maintain comprehensive compliance programs that exceed minimum regulatory requirements in every jurisdiction we serve, reflecting our commitment to operational excellence and client trust.
Regulatory Frameworks
Multi-Jurisdiction Compliance
Anti-Money Laundering (AML)
Full compliance with international AML standards including FATF recommendations, comprehensive recordkeeping, reporting obligations, and anti-money laundering programs as mandated by local financial regulators in each jurisdiction.
Deposit Protection
Client funds are held in segregated accounts at regulated banking partners. Deposits are protected under local insurance schemes — including FSCS (UK, up to £85,000), DGS (EU, up to €100,000), and equivalent programs in other jurisdictions.
Regulatory Licensing
Licensed and registered with relevant financial authorities in each operating jurisdiction. Subject to ongoing examination, capital requirements, and reporting obligations across multiple regulatory bodies.
Know Your Customer (KYC)
Every client undergoes thorough identity verification including government-issued ID validation, proof of address, and sanctions screening before account activation — meeting or exceeding requirements across all jurisdictions.
Transaction Monitoring
Comprehensive monitoring program with automated transaction screening, suspicious activity detection, and timely reporting to relevant authorities as required by local regulations in each market.
Sanctions Compliance
Real-time screening of all inbound and outbound transactions against OFAC, EU, UN, and other international sanctions lists and restricted party databases — ensuring global compliance.
Compliance Framework
How We Protect Your Funds
Fund Protection
Client funds held in segregated accounts at regulated institutions
Protected under local deposit insurance schemes (FSCS, DGS, etc.)
Regular reconciliation and independent audits of all client funds
Operational funds and client deposits strictly separated
Cross-Border Transfers
SWIFT and SEPA compliant for international wire transfers
Real-time sanctions screening on all cross-border payments
Automated compliance checks against local transfer limits
Full audit trail maintained for every transaction
Data & Security
SOC 2 Type II certified infrastructure
GDPR and local data protection law compliance
End-to-end encryption for all sensitive data in transit and at rest
Regular penetration testing and security audits by third parties
Audits & Certifications
Independent Verification
SOC 2 Type II
Annual audit of security, availability, and confidentiality controls by a leading accounting firm.
Reserve Attestation
Monthly independent verification that stablecoin reserves match or exceed outstanding liabilities.
PCI DSS Level 1
Card payment processing meets the highest level PCI compliance, validated by independent QSA assessment.
Penetration Testing
Independent security firms conduct quarterly penetration testing and continuous vulnerability scanning.
Compliance Process
Our Compliance Lifecycle
Identity Verification
Multi-layer KYC with document verification, liveness detection, and sanctions screening — meeting requirements across all operating jurisdictions.
Risk Assessment
Automated and manual risk scoring based on client profile, transaction patterns, geographic location, and business type.
Continuous Monitoring
Real-time transaction monitoring across all channels — wire, SEPA, card, and blockchain. Machine learning models flag anomalies for compliance team review.
Regulatory Reporting
Automated generation and filing of required reports to relevant authorities in each jurisdiction — including STRs, CTRs, and Travel Rule transmittals.
Audit & Attestation
Annual SOC 2 Type II audits, monthly reserve attestations, and quarterly compliance reviews by independent third parties.
Compliance Resources
Documentation & Policies
FATF — AML Standards
Financial Action Task Force international standards on combating money laundering and terrorist financing.
Deposit Protection Schemes
Information about deposit insurance programs in jurisdictions where Nano Wallet operates (FSCS, DGS, etc.).
MiCA — EU Crypto Regulation
The European Union's Markets in Crypto-Assets regulatory framework for digital asset service providers.
International Sanctions
OFAC, EU, and UN sanctions lists, regulations, and compliance guidance.
SWIFT & SEPA Standards
International payment network standards and cross-border transfer compliance guidelines.
Circle — USDC Transparency
Circle's USDC reserve reports, regulatory status, and compliance documentation.
Legal Disclaimer
Nano Wallet operates through licensed entities and regulated banking partners in each jurisdiction. Deposit protection coverage varies by jurisdiction and is subject to the terms and limits of the applicable local insurance scheme. Digital asset services are not covered by deposit insurance. Regulatory status and available services may vary by country. The information on this page is provided for general informational purposes only and does not constitute legal, financial, or regulatory advice. For specific compliance inquiries, please consult qualified legal counsel.